TRAVEL INSURANCE FOR LUGGAGE & PERSONAL BELONGING
Taking care of your luggage is important .When going on holidays, we all need to bring some luggage and personal belongings .It can happen to anyone. Your luggage is beside you in the airport and the next minute it’s gone. Even though you were careful, each year Australians fall prey to pickpockets and bad luck while on holiday. Fortunately, whether you’ve lost your sunglasses, bags and belongings, or had them stolen or accidentally damaged.Travel with Kit has your covered with luggage insurance for Travel and cover for personal belongings.
Does Travel Theft or damage to baggage and personal items
If your luggage or personal items (including glasses and sunglasses) are stolen or damaged on your trip Travel with Kit will pay to repair or replace up to a total of $2,000 on Basic cover, $10,000 on Comprehensive and Domestic cover levels. This benefit is not available on Saver cover baggage and personal belongings that are lost, stolen or damaged during the trip.
REPLACE, REPAIR, DEPRECIATION
We may decide to either repair or replace the property or pay you its value after allowing for depreciation including wear and tear. In any case, the payment will not be more than the original cost of the item.
Official record and police report
If you think that your property has been stolen or lost, make sure that you report it to the local police as soon as possible and get an official written police report. If you are aboard public transport or staying in accommodation when the theft or loss occurs, you should also report the theft or loss to a responsible officer of the transport or accommodation provider immediately and ensure that you get a copy of the written report from the person you made the report to.
Travel Insurance Damaged Luggage
You need to buy essential clothing and toiletries because your carrier temporarily loses or causes delay to your luggage for more than 12 hours. This does not apply to the final leg of your trip. If the delay is more than 72 hours, you must have receipts and written confirmation supporting your claim, which need to include the length of the delay, from the appropriate authority. Note that excess does not apply to this benefit